Broker Check


Horizons Financial Group, Inc. Privacy Policy

All information given to HFG and all recommendations and advice furnished by HFG to the client will be kept confidential and will not be disclosed to anyone, except as HFG may agree in writing or as may be required to do so by law.

HFG will collect non-public personal information (“NPI”) about the client as part of this engagement. This information will be obtained directly from the client and and includes details such as the client’s date of birth, social security number, financial account numbers and balances, tax returns, sources and amounts of income, home addresses, telephone numbers, and other such personal information.

As part of HFG’s policy, HFG restricts access to confidential personal information about the client to those HFG employees who need to know that information in order to provide products or services to the client. HFG maintains physical, electronic, and procedural safeguards to comply with federal standards to guard the client’s confidential personal information.

Should a client agree to accept investment advisory services provided by HFG, HFG may share the client’s NPI with non-affiliated third parties. HFG may maintain agreements with various affiliated or non-affiliated entities who may act as the custodian and account holder for the clients of HFG and securities may be offered through such entities if properly engaged by HFG. HFG will share only the appropriate customer NPI necessary to ensure that HFG is able to provide the highest level of service to the client.

Use of NPI of former clients: HFG will provide NPI about former clients only if required to do so by law or regulation or to those parties who need such information in order for the firm to carry out any continued obligation with respect to the services covered by the former adviser/client relationship.

Should the client prefer, HFG will not disclose confidential personal information about the client to non-affiliated third parties. The client may opt out of those disclosures; that is, the client may direct HFG not to make those disclosures (other than those disclosures required or permitted by law). Should the client wish to opt out of disclosures to non-affiliated third parties, he/she may call the following number: 205-871-7743, or contact via e-mail: jnix@horizonsfinancial.com


Triad Advisors Privacy Policy

Privacy Policy

Our Pledge to Our Customers


What does Triad Advisors do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing of your personal information. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully in order to better understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
•Social Security Number, Date of Birth, Address,Contact Information and Income
•Assets and Investment Experience
•Account Transactions and Retirement Assets
•Tax Reporting and Investment PerformanceInformation
When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Triad Advisors chooses to share and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
FOR OUR EVERYDAY BUSINESS PURPOSES

Does Triad Advisors share this information? YES
Can you limit sharing? NO

To administer, manage and service customer accounts, process transactions and provide related services for your accounts, it is necessary for us to provide access to personal information within the Triad Advisors, LLC companies and to certain non-affiliated companies. We may share your personal information:
•To process your transactions, maintain youraccount(s), respond to court orders and legalinvestigations, report to credit bureaus,government entities and our outside auditors.
•With third-party administrators and vendors for thepurposes of providing current and future informationon your account (such as transaction history, taxinformation and performance reporting).
•With affiliated and non-affiliated entities thatperform services for us or function on our behalf(such as check printing services, accountaggregation providers, clearing broker-dealers,investment companies, and insurance companies)

FOR OUR MARKETING PURPOSES -
To Offer Our Products and Services To You
Does Triad Advisors share this information? YES
Can you limit sharing? NO

FOR OUR AFFILIATES TO MARKET TO YOU
Does Triad Advisors share this information? YES
Can you limit sharing? NO

FOR NON-AFFILIATES TO MARKET TO YOU
Does Triad Advisors share this information? NO
Can you limit sharing? WE DON’T SHARE

FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES
Does Triad Advisors share this information? YES
Can you limit sharing? NO

Federal and certain state laws give us the right to share your information with banks, credit unions, retirement plans and other financial companies with where a formal agreement exists between us and them to provide or market financial products or services to you. However, we will not share your information with these financial companies for marketing purposes if your financial advisor is not affiliated with them without your consent, but we may share information with these financial companies where necessary to service your accounts.

FOR CLIENTS OF INDEPENDENT REGISTERED REPRESENTATIVES AND INVESTMENT ADVISORS AND TRIAD ADVISORS
Does Triad Advisors share this information? YES
Can you limit sharing? YES
•If your financial advisor terminates his or her relationshipwith us and moves to a New Firm, we or your financialadvisor may disclose your personal information to the NewFirm, unless you instruct us not to. If you do not want us oryour financial advisor to disclose your personal informationto the New Firm when your financial advisor terminates hisor her relationship with us, you may request that we andyour financial advisor limit the information that is sharedwith the New Firm.
•Your personal information may also be shared with certainentities that are owned, controlled by or affiliated with yourfinancial advisor, such as an independent insuranceagency, accounting firm or independent investmentadvisory firm.
•In the event your financial advisor (or his/her estate)agrees with an unaffiliated financial advisor or unaffiliatedbrokerage or investment advisory firm to sell all or someportion of his/her securities, advisory or insurancebusiness your personal information may be shared withthe acquiring financial advisor and/or the New Firm.
If your primary address is in a state that requires your affirmative consent to share your personal information with the New Firm then you must give your written consent before we will allow your financial advisor to take any of your personal information to that New Firm.

WHO ARE WE
WHO IS PROVIDING THIS NOTICE?

Triad Advisors, LLC a dually registered broker-dealer and registered investment adviser. Your financial advisor is a registered representative of Triad Advisors and we are required to provide this notice to inform you of how we collect, share and protect your personal information.

WHAT WE DO
HOW DOES TRIAD ADVISORS PROTECT MY PERSONAL INFORMATION?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include ongoing employee training, computer safeguards and secured files and buildings.

HOW DOES TRIAD ADVISORS COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you:
•Open an investment account or deposit money
•Seek advice about your investments
•Give us your account information or provide employmentinformation
•Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

WHY CAN’T I LIMIT ALL SHARING?
Federal law gives you the right to limit only:
•Sharing for affiliates’ everyday business purposesinformation about your creditworthiness
•Affiliates from using your information to market to you
•Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.ear Client,

DEFINITIONS
AFFILIATES
Companies related by common ownership or control. They can
be financial and non-financial companies.
• Our affiliates include companies engaged in the financial
services industry with Triad Advisors; financial companies
such as Triad Hybrid Solutions, LLC, Ladenburg
Thalmann Financial Services Inc. and its affiliated
companies.
NON-AFFILIATES
Companies not related by common ownership or control. They
can be financial and non-financial companies.
• Triad Advisors does not share with non-affiliates so they
can market to you.
JOINT MARKETING
A formal agreement between non-affiliated financial companies
that together market financial products or services to you.
• Triad does not engage in joint marketing.

TO LIMIT OUR SHARING
If you prefer that we not disclose your non-public personal
information to persons or companies that are not Triad
affiliates, you may opt out of those disclosures, except for
disclosures that are required or permitted by law. If you wish
to opt out of any such disclosures of your non-public
personal information, you may do so by completing the Nonpublic
Personal Information Opt-Out Form and returning it to
us as instructed on the Form. Please contact us to receive a
copy of our Opt-Out Form.
Please be aware, however, that we may not be able to service
your needs as effectively if you opt out of information sharing.
Depending on specific circumstances, we may need to close
your account or cease performing certain services or cease
effecting certain transactions for you if you do not allow us to
share information with persons or companies whose
assistance is critical. Your Triad Registered Representative or
Investment Adviser Representative can discuss these matters
with you as they relate to your specific circumstances.
In addition, Triad Advisors has signed the Protocol for Broker
Recruiting (“Protocol”) which allows the financial advisor
servicing your account to take certain limited information in
the event he/she leaves Triad Advisors and joins another firm
which has also signed the protocol. The information your
financial advisor can take is limited to your name, address,
phone number, email address and the title of your account. If
you choose to Opt-Out Triad Advisors will notify your
financial advisor of your decision to keep the information
confidential and not let it be taken by your financial advisor to
his/her new firm.

How to contact us:

For any questions regarding this policy, or to
limit our sharing, contact your financial advisor
or the Triad Compliance Department at
888-713-5445 or
www.triad-advisors.com.

You may contact us in writing at:
Triad Advisors, LLC
Attn: Compliance Department
5155 Peachtree Parkway
Suite 3220
Norcross, GA 30092
3.NF-TR1-PP-0319

Member FINRA and SIPC

TRIAD ADVISORS PRIVACY POLICY

This privacy notice is being sent to you to
meet our annual regulatory requirements.
This letter is for informal purposes. Triad
Advisors is the broker dealer your
Registered Representative (RR) is
associated with. If you have questions,
please contact your RR directly or contact
the Compliance team at 770-840-0363. The
Client ID#(s) listed on the address label is
associated with the account(s) that are
linked with this privacy policy.