Our Services
Welcome to Horizons Financial Group, Inc.
Horizons Financial Group, Inc. is a comprehensive Financial Services Firm committed to helping our clients improve and pursue their long term financial independence.
Our services seek to:
- Grow and conserve your personal wealth
- Pursue financial confidence by customizing a Values-Based Financial Plan designed to help provide the retirement our clients want, need and deserve.
- Enhance returns and facilitate efficient pricing for corporate investment portfolios
- Customize Non-Qualified Deferred Compensation Strategies that retain and reward key intellectual capital
- Develop Key Person Insurance Strategies for business continuation
- Protect fiduciaries, help increase investment returns and validate total plan costs for services received regarding corporate retirement plans
- Implement the conservative use of Company Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI) as an income generating asset.
We encourage you to explore our site and learn more about the services and customized platforms we provide. Should you have any questions or would like more information, please contact us. We look forward to hearing from you.
Values-Based Financial Planning Services
- Customized Financial Planning specific to you and/or your family
- Retirement Planning & Stress Test Analysis
- Social Security Planning & Optimization
- Pension Analysis & Review
- Retirement Income Distribution Modeling & Cash Flow Analysis
- Tax Forward Planning
- Roth Conversion & Contribution Analysis
- Charitable Planning Review Services
- Asset Protection Strategies
- Insurance & Mortgage Review
- Annuity Analysis & Review
- Medicare & Supplemental Plan(s) Review & Analysis
- Healthcare & Long-Term Care Planning / Review
- Liability Planning
- Business Exit Strategies
- Debt Elimination Strategies
- Net Worth Analysis / Detailed Net Worth Statement
- Trust Review Services*
- Estate Planning Services
*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.
Wealth Management
- Fee based custom portfolio management
Investment Portfolio Fixed Income Sales
- Not-For-Profit Healthcare
- Financial Institutions: Community Banks and Credit Unions
Company Owned and Sponsored Insurance Strategies
- Company Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI)
- Key Man Insurance
- Non-Qualified Deferred Compensation