Financial Institution Investment Sales Choosing an investment professional to assist with your investment needs can be a daunting task. Experience, integrity and dedication to servicing client relationships are hallmarks by which the many alternatives can be measured. The following are a few of the standards which we believe set us apart. The Investment Strategies Team of Horizons Financial Group, Inc. (HFG) encompasses 90+ years of combined investment experience with emphasis in fixed income trading, portfolio management, asset/liability management and balance sheet strategies.HFG specializes working with fixed income portfolios; customizing investment strategies that adhere to their investment policy statement with the goal of allowing them to maximize operating revenues.Participation in and support of various State Community Bank Associations and Credit Union Leagues has afforded HFG the opportunity to better understand and appreciate the challenges that face financial institutions today.Our financial institution investment strategies are structured around our clients' needs:Design/update of an investment policy statementDistribution of maturitiesDiversification of assetsCash flow requirementsCash balance “safety net”Asset/Liability concernsOur Investment Strategies Team has worked with investment portfolios as large as $500,000,000.00 to as small as $200,000.00. Each client relationship is unique and is customized to pursue their individual specific needs.We offer our clients the flexibility to choose from fee based (consulting) or commissioned platforms for execution of their investment strategies.Horizons Financial Group, Inc. provides a turnkey process for our financial institution brokerage commission clients beginning with investment policy creation, asset allocation guidelines and recommendations to end with portfolio safekeeping and custody services.