As you transition from working years to retirement years, you move into the three phases of retirement.
The GO GO Years - The SLOW Go Years - The No Go Years
GO GO Years
Ready to check things off your bucket list. Looking forward to doing the things you have talked & dreamed about.
This first phase of retirement could be as or even more expensive than your working years.
SLOW go Years
Still going, traveling at a slower pace with more low-key activities.
The second phase should require less income and, in some cases, provide a surplus.
“No go” Years
The challenge here is not with routine monthly spending as it typically declines. What will likely increase is healthcare costs.
Retirement is something worked towards over an entire working career.
At Horizons Financial we assist our clients by planning for the retirement they want and deserve.
Until next time…
Stay Safe and Be Well.
Jim Nix and the Horizons Financial Family