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“Been There Before, Got the T-Shirt”

“Been There Before, Got the T-Shirt”

August 26, 2021
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As I was growing up, there always seemed to be an instance or an opportunity for a loved one or a role model to teach a life lesson.

One of those lessons is – “I’ve been there before, I got the T-Shirt to prove it” or “I know that’s what will happen because it happened to me.”

For instance, the talk about getting your first dog on your own, your first house or, even better, having your first kid. You truly don’t know the cost of any of those items until you live it, but there will always be those that try to guide you in the right direction when it comes to expectations.

As a young adult, when I reflect back on these stories, 99% of the time the person telling me their story is right.

Do I want to admit they were right? Of course not - but that wisdom will stay with me when I have to pass it on to another begrudging youth.

At Horizons Financial, our team is made up of financial planners – we tell people that “we plan for the best, but prepare for the worst.”


Because we’ve seen it before and we know that life happens.

If you want to speak with our team about planning for your next life event or have someone you think should hear it from an experienced professional, let us know and we would be glad to help.

Take care.


LPL Tracking # 1-05158728