WELCOME TO HORIZONS FINANCIAL GROUP, INC. 

Horizons Financial Group, Inc. is a comprehensive Registered Investment Advisory Firm committed to helping our clients improve and achieve their long term financial success.

Our customized services are designed to help:

*  Protect fiduciaries, maximize investment returns and validate total
   plan costs for services received regarding corporate retirement plans 

*  Enhance returns and facilitate efficient pricing for corporate investment portfolios

*  Grow and conserve your personal wealth

We encourage you to explore our site and learn more about the services and customized platforms we provide. Should you have any questions or would like more information, please contact us. We look forward to hearing from you.

FIDUCIARY CONSULTING SERVICES

*  Retirement Plan Consulting: ERISA section 3(21)(A) or ERISA section 3(38)

*  Investment Portfolio Consulting: Fixed income for financial institutions

INVESTMENT PORTFOLIO FIXED INCOME SALES

*  Not-For-Profit Healthcare 

*  Financial Institutions: Community Banks and Credit Unions

WEALTH MANAGEMENT

*  Fee based custom portfolio management

HORIZONS FINANCIAL GROUP, INC.

We provide quantitative and qualitative investment analysis for our corporate retirement consulting clients from two separate proprietary platforms, Retirement Plan Advisory Group (RPAG) and fi360^TM.

Horizons Financial Group, Inc. is a member of Retirement Advisory Group (RPAG), a national alliance of accomplished advisors represented by serving over 18,000 employers in 45 states with $86+ Billion in collective assets under advisement.

As a member of RPAG, Horizons Financial Group, Inc. has dedicated Provider Search and Live Quote/Fee Benchmarking resources for investment management, recordkeeping services, and fee comparisons, thereby helping employers to meet important Fiduciary requirements while ensuring a best practices retirement plan.

By leveraging our intellectual capital and our combined robust consulting tools with RPAG and fi360^TM, we can lead employers through the Fee Comparison/Benchmarking Process - from the initial proposal requests to the final analysis and conversion management.

Our Provider Search and Fee Comparison/Benchmarking service can be applied to 401(k), 401(a), 403(b), 457 non-qualified and Defined Benefit plans ranging from $1,000,000 to > $1,000,000,000.